TL;DR. TrustLayer is a third-party risk platform that collects and reads certificates of insurance and other vendor documents, for construction and several other industries. Contracts Connected is built only for construction: it sends the subcontract, collects every document the vendor owes against it, and shows who can mobilize and who can be paid. Pick TrustLayer if the certificate is the job; pick Contracts Connected if the certificate is one line on a contract package.
Every fact about TrustLayer below comes from TrustLayer’s own website and help center, read on October 13, 2026. Contracts Connected is our product. We say where TrustLayer is the better choice, and we hold our own product to the same standard.
At a glance
| Contracts Connected | TrustLayer | |
|---|---|---|
| Built for | Construction: general contractors and the teams that send contracts to vendors | Third-party risk across construction, real estate, insurance, retail, distribution, finance and lending |
| What it collects | COI, W-9, license, bonds, lien waivers, weekly certified payroll on prevailing wage jobs, closeout documents | COIs, W-9s, business and professional licenses, contracts and custom document types |
| How a COI gets read | With AI on, the AI reads each certificate against the project’s insurance requirements and tells you whether to accept or reject and why | AI reads each COI against your standards and flags gaps |
| Contracts | Built on your own templates, approved inside, sent as one package, redlined and e-signed inside | Not found on their site as of October 13, 2026 |
| Vendor side | Vendors set up a free account from the link in their email and never pay | Collection by email; brokers and project managers get free shared access |
| AI | Optional, three levels: no AI, the AI reads and recommends, or an AI agent that chases | AI document collection and classification on every plan; AI Smart Requirements and W-9 extraction on Pro |
| Integrations | Project management, accounting and ERP systems, worked out with each customer, case by case | Procore, CMiC and Vista Viewpoint on Pro; custom integrations on Complete; API |
| Pricing (as published) | Foundation from $416 a month; Core and Max quoted | Starter free up to 50 vendors; Pro and Complete not published |
Where TrustLayer is the better pick
- You only need insurance tracking. If the certificate is the only document you chase, a certificate-first tool is a smaller purchase than a contract system.
- You track vendors outside construction. TrustLayer serves real estate, retail, lending and more, so one team can run every vendor through one tool.
- You want to start free. The Starter plan is free up to 50 vendors.
- You want Procore to stay the record. TrustLayer’s Procore integration writes compliance status back to Procore’s company insurance records.
Where Contracts Connected is the better pick
- The certificate belongs to a contract. In Contracts Connected the insurance requirement comes from the project, the certificate is tied to the vendor’s subcontract, and an expired COI keeps that vendor from being cleared to mobilize.
- You collect more than insurance. Lien waivers with every pay application and weekly certified payroll on prevailing wage jobs live in the same vendor file as the COI.
- You send the contract too. Contracts are built on your own templates with the project’s data entered once, routed through your approvals, sent as one package and signed inside. E-signatures are built in. No separate signing app.
- You want the chasing done for you. On the Done for you level, your AI agent emails vendors from its own address, asks for what’s missing or expiring and files what comes back.
What they share
Both read the certificate against a requirement instead of only watching the expiration date. Both remind vendors automatically. Both work alongside Procore rather than replacing it. If you’re comparing the wider field of certificate tools, our COI tracking software guide covers eight of them.
How we compared
We read TrustLayer’s home page, plans page and Procore integration article on October 13, 2026, and recorded what each says about documents, AI, integrations and pricing. Where TrustLayer’s site didn’t mention a feature, we wrote “not found on their site” rather than claiming it doesn’t exist. We didn’t use review sites or other vendors’ comparison pages. Our co-founder ran a large federal general contracting firm for 15 years, about 100,000 documents a year.
Frequently asked questions
Is TrustLayer built for construction?
TrustLayer serves construction as one of several industries, alongside real estate, insurance, retail, distribution, finance and lending. Contracts Connected is built only for construction contracts and the documents behind them.
Does TrustLayer track lien waivers and certified payroll?
We didn’t find lien waivers or certified payroll on TrustLayer’s site as of October 13, 2026. Contracts Connected collects both, in the same vendor file as the certificate of insurance.
Can TrustLayer send subcontracts for signature?
We didn’t find contract creation or e-signature on TrustLayer’s site. In Contracts Connected the subcontract is built on your template, approved, sent and signed inside the same system.
Which one integrates with Procore?
TrustLayer names Procore, CMiC and Vista Viewpoint on its Pro plan. Contracts Connected works out each integration with the customer, case by case, for the project management and accounting systems they run.
Is TrustLayer free?
TrustLayer’s Starter plan is free up to 50 vendors. Pro and Complete prices aren’t published. Contracts Connected’s Foundation plan starts at $416 a month with unlimited vendors; see pricing.
Do vendors need an account?
TrustLayer collects documents by email. Contracts Connected vendors set up a free account from the link in their email and never pay, not to register, not to upload, not to sign.
See it on your own templates
Read how the AI reviews a COI inside Contracts Connected, then book a demo. Setup is three 30-minute meetings, on your templates, with the person who will run it.