TL;DR. myCOI’s website now redirects to illumend, which calls itself the AI-native insurance compliance platform “from myCOI”, with an AI called Lumie that reviews certificates and endorsements. Contracts Connected is a contract system for construction: it sends the subcontract, then collects the COI and everything else the vendor owes against it. Pick illumend if insurance is the whole job; pick Contracts Connected if the certificate is one line on a contract package.
Every fact about illumend below comes from illumend’s own website, read on October 13, 2026. Contracts Connected is our product. We say where illumend is the better choice, and we hold our own product to the same standard.
What happened to myCOI?
As of October 13, 2026, mycoitracking.com redirects to illumend.ai. illumend presents itself as built on 16 years of myCOI compliance experience, and its site still carries a login for returning myCOI users and a myCOI support link. illumend.ai’s copyright line names myCOI LLC. If you’re searching for myCOI, illumend is what you’ll be evaluating.
At a glance
| Contracts Connected | illumend (formerly myCOI) | |
|---|---|---|
| Built for | Construction: general contractors and the teams that send contracts to vendors | Insurance compliance across construction, commercial real estate, retail and franchise, utilities, government, manufacturing and transportation |
| What it collects | COI, W-9, license, bonds, lien waivers, weekly certified payroll on prevailing wage jobs, closeout documents | Certificates of insurance and endorsements; other document types not found on their construction page |
| How a COI gets read | With AI on, the AI reads each certificate against the project’s insurance requirements and tells you whether to accept or reject and why | Lumie reviews each certificate and its endorsements against contract requirements and flags gaps |
| Contracts | Built on your own templates, approved inside, sent as one package, redlined and e-signed inside | Not found on their site; contracts appear as the source of insurance requirements |
| Vendor side | Vendors set up a free account from the link in their email and never pay | Subcontractors email the certificate or upload it through a form, no login |
| Renewals | The portal reminds vendors on Monday and Wednesday mornings until everything is in; your AI agent can chase renewals ahead of time | Reminders 90, 60 and 30 days before expiration, with automatic renewal requests |
| Integrations | Project management, accounting and ERP systems, worked out with each customer, case by case | Procore, Viewpoint Vista (every 2 hours), CMiC (every 2 hours in business hours), Yardi Voyager (nightly); open API on annual plans |
| Pricing (as published) | Foundation from $416 a month; Core and Max quoted | Not published |
Where illumend is the better pick
- Insurance is the whole job. illumend is built around the certificate and its endorsements. If that’s the only document you chase, it’s a narrower purchase than a contract system.
- You want named, scheduled syncs. illumend publishes what moves to and from Procore, Vista, CMiC and Yardi and how often. Contracts Connected works out each integration with the customer, case by case.
- You track partners beyond construction. Real estate, retail and franchise teams can run every partner through the same tool.
- Your vendors won’t make an account. illumend’s subcontractors email or upload without a login. Contracts Connected vendors set up a free account first.
Where Contracts Connected is the better pick
- The certificate belongs to a contract. The insurance requirement comes from the project, the certificate is tied to the vendor’s subcontract, and an expired COI keeps that vendor from being cleared to mobilize.
- You collect more than insurance. Lien waivers with every pay application, weekly certified payroll on prevailing wage jobs, bonds and closeout documents sit in the same vendor file.
- You send the contract too. Contracts are built on your templates with the project’s data entered once, approved inside, sent as one package and signed inside. E-signatures are built in. No separate signing app.
- You want AI to be optional. On Do it yourself, no AI model touches your documents. On Done for you, your AI agent chases vendors from its own email address and phone number.
What they share
Both read the certificate and its endorsements against a requirement, not only the expiration date. Both chase renewals automatically and both work alongside Procore. For the wider field, our COI tracking software guide compares eight tools.
How we compared
We read illumend’s home page, construction page, about page and integrations page on October 13, 2026, and confirmed that mycoitracking.com redirects there. Where illumend’s site didn’t mention a feature, we wrote “not found on their site” rather than claiming it doesn’t exist. We didn’t use review sites or other vendors’ comparison pages. Our co-founder ran a large federal general contracting firm for 15 years, about 100,000 documents a year.
Frequently asked questions
Is myCOI the same as illumend?
mycoitracking.com redirects to illumend.ai, which describes itself as AI-native insurance compliance “from myCOI”. Its site keeps a login for returning myCOI users, and its copyright line names myCOI LLC.
What does illumend’s Lumie check on a certificate?
illumend says Lumie reviews each certificate and its endorsements against your contract requirements, including additional insured status and endorsement requirements, and flags gaps. Contracts Connected’s AI checks limits, endorsements, additional insured, waiver of subrogation and expiry.
Does illumend track lien waivers or W-9s?
We didn’t find lien waivers, W-9s, licenses or certified payroll on illumend’s construction page as of October 13, 2026. Contracts Connected collects all four with the certificate of insurance.
Can illumend send subcontracts for signature?
We didn’t find contract creation or e-signature on illumend’s site. In Contracts Connected the subcontract is built on your template, approved, sent and signed inside the same system.
Which integrates with Procore?
illumend names Procore, Viewpoint Vista, CMiC and Yardi Voyager, with sync schedules. Contracts Connected works out each integration with the customer, case by case, for the systems they run.
How is each one priced?
illumend doesn’t publish prices. Contracts Connected’s Foundation plan starts at $416 a month with unlimited users and vendors; Core and Max are quoted. See pricing.
See it on your own templates
Read how the AI reviews a COI inside Contracts Connected, then book a demo. Setup is three 30-minute meetings, on your templates, with the person who will run it.